Practice Investing in Real-World Tickers Risk-Free
Buy VOO, AAPL, NVDA, and more. Prices compound monthly based on historical growth rates and volatility. Watch dividends reinvest, markets crash and recover, and your portfolio grow over 20 simulated years.
Invest in tickers you actually recognize
Not fictional companies. Real-world tickers with growth rates and volatility modeled on actual historical performance. Prices compound monthly with randomized variation.
Vanguard S&P 500
Index FundVanguard Total Market
Index FundInvesco Nasdaq-100
Index FundApple Inc.
Individual StockMicrosoft Corp.
Individual StockAlphabet Inc.
Individual StockAmazon.com Inc.
Individual StockNVIDIA Corp.
Individual StockTesla Inc.
Individual StockJPMorgan Chase
Individual StockCoca-Cola Co.
Individual StockBerkshire Hathaway
Individual StockHow pricing works: Each ticker has a base annual growth rate and a volatility factor. Prices compound monthly with randomized variation — so your VOO might return 8% one year and 14% the next, just like real markets. Dividends are paid quarterly and can be reinvested automatically.
Diversify with bonds that pay real interest
A strong portfolio isn't just stocks. Learn to balance risk and return with government and corporate bonds at six different risk/reward levels.
US Treasury 2-Year
4.8%Short-term government bonds with the highest safety. Lower returns but your principal is virtually guaranteed.
US Treasury 10-Year
4.2%The benchmark bond rate that influences mortgage rates across the economy. Lock in steady income for a decade.
Municipal Bond
3.5%Tax-advantaged bonds issued by state and local governments. Lower stated rate but tax benefits make them competitive.
Corporate AAA
5.1%Bonds from the most creditworthy corporations. Slightly higher returns than treasuries with minimal additional risk.
Corporate BBB
6.4%Investment-grade corporate bonds with moderate credit risk. The sweet spot for many income-focused investors.
High-Yield
8.2%Below investment-grade bonds with the highest returns — and the highest risk of default. Use sparingly in a diversified portfolio.
Practice the strategies pros actually use
Reading about investing strategies is one thing. Watching them play out over 20 simulated years — with real volatility and compounding — is another entirely.
Dollar-Cost Averaging
Invest a fixed amount every month regardless of price. Over time, you buy more shares when prices are low and fewer when they're high, smoothing out volatility.
- Removes emotion from investing decisions
- Works in both bull and bear markets
- Builds discipline and consistency
- Reduces impact of market timing mistakes
Lump Sum Investing
Invest a large amount all at once. Historically outperforms DCA about two-thirds of the time because markets tend to go up — but the drawdowns can be painful.
- Maximizes time in the market
- Higher expected returns historically
- Best when you have a windfall
- Requires strong emotional discipline
Diversification
Spread your investments across index funds, individual stocks, and bonds. Don't put all your eggs in one basket — even if that basket is NVDA.
- Reduces risk from any single position
- Balances growth with stability
- Bonds cushion stock market crashes
- Different assets perform in different cycles
Portfolio Rebalancing
As some investments outperform others, your allocation drifts. Rebalancing sells winners and buys laggards to maintain your target risk profile.
- Maintains your target risk level
- Systematically buys low, sells high
- Prevents overexposure to one asset
- Improves long-term risk-adjusted returns
Track every dollar in your portfolio
Detailed analytics that update every simulated month. Understand exactly how your investments are performing and why.
Growth Tracking
See your total portfolio value charted over time with contributions, gains, losses, and dividends broken out separately.
Asset Allocation
Visual breakdown of your portfolio across stocks, index funds, and bonds. Instantly see if you're overweight in any single position.
Total Return
Combined returns including price appreciation, dividends received, and compound growth. Compare your performance to benchmark index funds.
Dividend Income
Track quarterly dividend payments across all holdings. See how dividend reinvestment compounds your returns over 20 years.
Risk Analysis
Understand your portfolio's volatility exposure. High-growth stocks like NVDA and TSLA add returns — and risk.
Expense Ratios
Index funds charge annual fees that compound over decades. Learn how a 0.03% vs 0.75% expense ratio affects your ending balance.
Ready to build your portfolio?
Practice investing in real-world tickers with compound growth, volatility, and dividends. See how dollar-cost averaging and diversification play out over 20 years.